Across the board, prices are skyrocketing. Agencies are having to pay more to cover internal costs and therefore need to bring in more revenue, therefore increasing the potential to see insurance rates increase. It may also become harder to get appointments with insurance carriers because they are going to be stricter and tighter on their budget. My tips would be to advise your clients to make sure they have the proper coverage now. The goal should always be to protect your customers and their assets, so make sure you share potential risks with them before they arise. This can also help you secure your clientele to make sure your agency continues to grow.